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Developer ToolsAuto-generatedScore: 34

The Plaid API MCP Server

The Plaid REST API. Please see https://plaid.com/docs/api for more details.

Quick Answer

  1. 1. The The Plaid API MCP server lets Claude, Cursor, and VS Code interact with the The Plaid API API through natural language.
  2. 2. Setup: Add the config to claude_desktop_config.json, set your environment variables, and restart.
  3. 3. 10 operations available including Retrieve real-time balance data, Retrieve accounts, Retrieve information about a Plaid application, and more.
  4. 4. Quality score: 34/99 — fair source quality and documentation coverage.

Overview

Category: Developer Tools

Auth: None

Endpoints: 10

Transport: STDIO

Command: npx -y @mcp/plaid-com

Spec: v2020-09-14_1.334.0

Setup time: ~30 sec (no auth)

Environment Variables

THE_PLAID_API_API_KEY

Example: your_the_plaid_api_api_key

One-Click Install

Copy the snippet for your MCP client and paste it in — zero editing required.

Claude Desktop

Add to claude_desktop_config.json

{
  "mcpServers": {
    "plaid-com": {
      "command": "npx",
      "args": [
        "-y",
        "@mcp/plaid-com"
      ],
      "env": {
        "THE_PLAID_API_API_KEY": "your_the_plaid_api_api_key"
      }
    }
  }
}
Deep link

Cursor

Settings → MCP Servers → Add

{
  "mcpServers": {
    "plaid-com": {
      "url": "https://mcpbridge.org/config/plaid-com.json"
    }
  }
}

Saves as .cursor/mcp.json in the download. Move it to your project root.

Deep link install →

VS Code

Use with MCP extension

{
  "mcpServers": {
    "plaid-com": {
      "url": "https://mcpbridge.org/config/plaid-com.json"
    }
  }
}

MCP Server Configuration

Add this to your claude_desktop_config.json or Cursor MCP settings.

{
  "mcpServers": {
    "plaid-com": {
      "command": "npx",
      "args": ["-y","@mcp/plaid-com"],
      "env": {
      "THE_PLAID_API_API_KEY": "your_the_plaid_api_api_key"
}
    }
  }
}

What You Can Build

With the The Plaid API MCP server, your AI assistant can:

  • Access 10 API operations through natural language
  • Read, create, and modify developer tools resources without writing HTTP requests
  • Chain multiple operations in a single conversation for complex workflows
  • Combine with other MCP servers for cross-tool automation

Endpoints

POST/accounts/balance/get

Retrieve real-time balance data

POST/accounts/get

Retrieve accounts

POST/application/get

Retrieve information about a Plaid application

POST/asset_report/audit_copy/create

Create Asset Report Audit Copy

POST/asset_report/audit_copy/get

Retrieve an Asset Report Audit Copy

POST/asset_report/audit_copy/remove

Remove Asset Report Audit Copy

POST/asset_report/create

Create an Asset Report

POST/asset_report/filter

Filter Asset Report

POST/asset_report/get

Retrieve an Asset Report

POST/asset_report/pdf/get

Retrieve a PDF Asset Report

Authentication

No authentication required. This MCP server can be used without API keys.

Spec Version

Version: 2020-09-14_1.334.0

Spec version published with the OpenAPI document. Config auto-updates when the spec changes.

Page last updated: June 13, 2026

Quality Score

34/99Fair
  • +Auto-generated (+12)
  • +OpenAPI spec available (+8)
  • +10 endpoints (+14)

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